THIS CASHFLOW TECHNOLOGIES, INC. TERMS OF SERVICE AGREEMENT (the "Agreement") is made between you, the end user, and CASHFLOW Technologies, Inc., a Nevada corporation ("CASHFLOW").

1. Purpose. Through this site, CASHFLOW may provide access to various interactive educational tools and programming such as online educational games ("Services"). In order to offer the Services, CASHFLOW, and/or its third party licensors, have generated screen images, sound recordings, and the site lay-out (collectively, "Content") and have produced software to be used in conjunction with the Services ("Software").

2. Access. By entering into this Agreement, you will be granted a revocable license to have access to the Services without charge. You are responsible for obtaining access to the Services and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Services.

3. Grant of License. CASHFLOW grants to you a personal, non-exclusive, non-transferable right to (1) view the screen images and site lay-out, and listen to the sound recordings that are part of the Services; and (2) use the object code of the Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software or Content. You agree not to modify the Software or Content in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Services. You agree not to access the Services by any means other than through the interface that is provided by CASHFLOW for use in accessing the Services. You also agree not use the Content or Software for any use prohibited by law.

4. Intellectual Property Protection. The Content and the Software, including the Software's operation, code, architecture and implementation, as well as the look and feel of the Software, are the valuable intellectual property of CASHFLOW or its third party licensors. The Content and Software are protected by United States copyright laws and other intellectual property laws as well as international treaty provisions. This Agreement does not give you any intellectual property ownership rights in the Content or Software or the right to make any non-transient copies of the Content or Software. You agree that you will not make any non-transient copies of the Content or Software. You may not, and you agree that you will not, remove any proprietary, copyright or trademark notice from the Content or Software.

5. Privacy Policy. Certain information about you may be subject to our Privacy Policy. For more information, see our full Privacy Policy. Click here for Privacy Policy.

6. Online Conduct. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

7. Indemnity. You agree to indemnify and hold CASHFLOW, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Services, your connection to the Services, your violation of this Agreement, or your violation of any rights of another.

8. No Resale of Services. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Services, use of the Services, or access to the Services.

9. Modifications to the Services. CASHFLOW reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that CASHFLOW shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Services.

10. Links. Through this site, CASHFLOW may provide, or third parties may provide, links to other World Wide Web sites or resources. Because CASHFLOW has no control over such sites and resources, you acknowledge and agree that CASHFLOW is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that CASHFLOW shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

11. Trademarks. "Rich Kids Smart Kid", the respective depictions of Toki, Jesse, Reno, Ima & Earnesto, "Help Jesse Make a Profit", "Reno's Dilema", "Ima's Dream", "Rich Dad", "CASHFLOW for Kids" and other aspects of the site that identify source or origin of the Services and Content, or establish any affiliation with CASHFLOW, are trademarks of CASHFLOW Technologies, Inc. ("CASHFLOW Marks"). Without CASHFLOW's written prior permission, you agree not to display or use in any manner, the CASHFLOW Marks.

12. Disclaimer of Warranties. THE SERVICES AND CONTENT ARE DO NOT PROVIDE INVESTMENT ADVICE, AND SHOULD NOT BE USED TO MAKE ANY INVESTMENT DECISIONS. CASHFLOW EXPRESSLY DISCLAIMS ALL WARRANTIES RELATED TO ANY USE OF THE SERVICES AND CONTENT. IN ADDITION, CASHFLOW PROVIDES THE SERVICES “AS IS” AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. CASHFLOW MAKES NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NO CASHFLOW AGENT OR EMPLOYEE IS AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.

13. Limitation of Liability. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL CASHFLOW OR ITS SUPPLIERS OR RESELLERS BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, RELATING TO THE CONTENT, SOFTWARE, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF CASHFLOW SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

14. Termination. Your access privileges are conditioned on your adherence to the terms of this Agreement. We reserve the right to temporarily deny you access to this site or permanently terminate your access privileges at any time if, in our sole discretion, you have failed to abide by the terms of this Agreement or appear to us likely to do so. By agreeing to grant you access, we do not obligate ourselves to do so or to maintain this site, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate your access privileges. You agree and understand that we may, in our sole discretion and without any prior notice, close this site or deny you access to it and delete any files from the site. Further, you agree that CASHFLOW shall not be liable to you or any third-party for any termination of your access to the Services.

15. General Provisions. This Agreement is the exclusive agreement between you and CASHFLOW concerning this site and supersedes any and all prior or contemporaneous oral or written agreements, representations, negotiations or other dealings between you and CASHFLOW. This Agreement will be governed by the laws of the State of Arizona without regard to its conflict of law provisions. If any part of this Agreement is found to be void, unenforceable or invalid, it shall not affect the other provisions of this Agreement. Failure by either party to enforce any provision of this Agreement will not be deemed a waiver of future enforcement of that or any other provision.

For questions regarding the site or this Agreement, please email us. Please be aware that we will not knowingly accept any correspondence from anyone under the age of 13. By sending us any correspondence, you are confirming that you are 13 years of age or older. Our email address is privacy@richdad.com.